Services

Touchstone FCU provides a variety of convenient services to save our members time and money.

Bank Anytime With Touchstone Audio Response (formerly TouchTone Teller)

Direct Deposit

Payroll Deduction

Financial Planning

Insurance

Wire Transfers

American Express® Travelers Checks and Gift Checks

Easy Foreign Currency Exchange

Accidental Death & Dismemberment Insurance

Bank Anytime with Touchstone Audio Response
With Touchstone Audio Response (formerly TouchTone Teller), you can manage your accounts from anywhere at any hour, using a touch tone phone and your PIN. Simply call (978) 657-6256 or (800) 459-2081 and follow the prompts to perform the following transactions:

Balance inquiries, including loan balances

Make transfers

Check rates

Get information on your recent deposits, withdrawals and cleared checks

Change your PIN

Request a check by mail

Direct Deposit
Direct deposit delivers convenience and security. Paychecks, pension checks, Social Security payments -- almost any check you receive on a regular basis -- can be directly deposited to your credit union accounts. Direct deposit eliminates the need to physically make deposits and removes the worry of checks being lost or delayed in the mail. To get started, contact us or print an application.

Payroll Deduction
Save effortlessly with convenient payroll deduction. When the funds are deposited before you see them, you will be surprised how quickly $10.00 or $20.00 per week can grow. Payroll deductions can easily be set up to pay your loans or start a holiday or all purpose club. Contact us to start your payroll deduction plan today.

Financial Planning
Developing a sound financial plan for the future is one of the toughest financial challenges our members face. Planning for retirement while saving for college, evaluating your insurance needs, developing an investment strategy -- all while managing today’s expenses -- can be overwhelming and confusing. To help our members understand their options and plan wisely, Touchstone FCU has partnered with Paul M. Goyette, CEP^®, CFS^®, CERTIFIED FINANCIAL PLANNER™practitioner, a financial advisor with Northeast Planning Associates, Inc.

Paul M. Goyette has more than 25 years of experience in the Financial Services and Banking industries. His investment services include over 2,000 mutual funds and products from leading insurance carriers, including fixed annuities, term insurance, health insurance and long-term care insurance.

For more information or to schedule a free consultation with Paul M. Goyette, CEP^®, CFS^®, CERTIFIED FINANCIAL PLANNER^TMpractitioner or George Slyman, Jr., ChFC, CERTIFIED FINANCIAL PLANNER^TM, call (603) 689-7162, ext 224. Learn more about NPA at their Web site.

Financial Planner offers advisory services through Northeast Planning Associates, Inc., a registered investment adviser. Securities offered through LPL Financial, member FINRA/SIPC. Products and services provided: 1) are NOT federally insured; 2) are NOT obligations of the credit union; 3) are NOT guaranteed by the credit union; 4) may involve investment risks including possible loss of principal. Touchstone Federal Credit Union, Northeast Planning Associates, Inc. and LPL Financial are not affiliated. 402 Amherst Street, Unit 101, Nashua, NH 03063 (603) 689-7162.

Insurance

Through our partnership with DGP Miles Insurance, Touchstone FCU members can obtain competitive prices and personal service on home, auto and business insurance. Visit their Web site to learn more.

Wire Transfers
We will make wire transfers to and from your account anywhere in the world. Requests made by noon will be made the same day. Requests received after noon will be made on the next business day.

There is a fee of $15.00 for incoming and outgoing domestic transfers. The fee for international wires is $25.00 for incoming and $30.00 for outgoing.

Contact Member Services to request a wire transfer. You will need the following information to complete a transaction:

Your account number

Name, address and telephone number of destination bank

Destination bank’s routing and transit number/ABA number (nine digits)

Name and bank account number of the recipient

American Express^® Traveler's Checks and Gift Checks
Members may purchase American Express® Travelers Checks for no fee.

American Express^® Gift Checks are a welcome gift for any occasion and are replaceable if lost or stolen. They are available for a fee of $1.25.

Contact Member Services to learn more.

Easy Foreign Currency Exchange
Touchstone FCU offers foreign currency exchange through eZforex.com. Avoid the new 3% surcharge for Visa and MasterCard credit card purchases overseas and avoid inflated exchange rates. All purchases are securely delivered by Travelex and are shipped within 48 hours via UPS after payment clears. More than 100 currencies are available online. Place orders online or at either credit union branch. Currency is shipped directly to you or to the credit union. After your trip, you’ll be able to sell back any foreign currency that you don’t need or use. With eZforex, you pay only the current exchange rate plus shipping. Be prepared before you touch down in a foreign country. Visit eZforex to get started! Simple Online Ordering. Avoid high fees and inflated exchange rates. Click here for informational PDF.

Accidental Death and Dismemberment Insurance
Touchstone provides all active members age 18 or older with $2,000 of Basic Accidental Death & Dismemberment (AD&D) Insurance through Selman & Company, at no cost to you! Click here for more information!