Home Equity Loans

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Home Equity Financing

Your home may be your single biggest investment. Make it work harder for you with a home equity loan or home equity line of credit from Touchstone FCU. We offer competitive rates, easy application processes and the advice of our knowledgeable staff.

Which loan is right for you? Compare the features of a home equity loan and a home equity line of credit.

Home Equity Line of Credit	Home Equity Loan
Flexible repayment - Pay the minimum amount due or the entire balance. Flexible Terms - Rates are variable based on the prime rate. The minimum loan amount is $10,000. The maximum loan amount is 80% of the value of your home or $100,000. Borrow only what you need - Write yourself a loan with convenient checks to access your line of credit whenever you need it.	Fixed monthly payments - Pay a predictable monthly amount. Fixed terms - The interest rate and term remain the same for the life of the loan. The minimum loan amount is $10,000. The maximum loan amount is 80% of the value of your home or $100,000. One lump sum advance - Appropriate for managing large expenses when the amount needed is known in advance.

How to Apply
We offer two application options for first mortgages and home equity financing.

Apply online. It's convenient and secure. For home equity financing, use our online application form.
Apply in person. Check our office hours.

Curious about how much to borrow and what your payments may be? Our loan calculators can help you plan